Oct
3
2011
First step I want to mention is to save some portion of your income for the emergency. It must not be a huge portion, but even if you save 2or 1% of your income, still it will help a lot when you are in dire need of money. This savings can help you at the time of unexpected bolt from the blue. Invest your monthly savings to high yielding investments so that they can grow more. This can help you to budget personal finance in a better way.
Next step is a controversial one but I have got exceptional result from this. The step is don?t use your credit or debit cards for the expense. Instead use the cash. You can easily find the cash from near by ATMs. So go there and bring the cash to pay for all your spending. This will save from being cash strapped. This habit of using cash will stop you from unnecessary or frivolous spending.
Make use of automatic bill payments. This will save a lot of your money from wasting on late fine. Your automatic payment will decrease your headache also.
The last step to make your personal finance a healthy one, is really simple. Just go and grab a pen with a diary. Pen down the expenses you need to make in the month august. Start from tomorrow, and check where your money is going to be spent. This will also let you take control on your expenses and make right budgeting. This simple habit can make the financially sound. You can find how you can control you money being wasted.
If you find these simple steps working for budgeting personal finance, then let me know. If you have any more ideas which you have used and made finance a healthy one, don?t forget to let me know. Please comment or contact me whenever you have anything in your mind.
Source: http://www.thexpression.net/?p=2366
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